Why Pet Insurance Matters – Its costly to own a pet….

Pet ownership is rewarding and all our pets provide companionship, love, and joy with  cuddles but all of this comes with responsibilities. We are not sure everyone understands  pet medical care especially when an accident or illnesses strike. Veterinary expenses  add up quickly, and pet owners find themselves facing difficult financial decisions, “quickly”.

The Reality of Vet Bills Please note that the costs provided below are based on a P.UMA from 1 January 2023 – 31 December 2024 and can  vary depending on specific case conditions. P.UMA is in no way liable for any errors or omissions that occur as a result of the data provided.

So how much does a single vet visit cost, especially for common conditions.

Lets share – some of the most frequently treated conditions in cats and dogs.

Top 10 Conditions for Cats

Top 10 Conditions for Dogs

For certain breeds, medical expenses can be even higher due to genetic pre-disposition. For example, Dachshunds are prone to intervertebral disc disease, which can cost up to R15,000, and French Bulldogs often suffer from brachycephaly, requiring treatment that can cost, typically R12000.

Why should I consider Pet Insurance and how does it help.

Bobsure insurance ensures that your furry friend receives the best treatment without financial stress and lets be honest most events occur when least expected.

1. Financial Security in Emergencies

The cost of emergency veterinary care is overwhelming.

Bobsure allows you to focus on your pet’s recovery rather than worrying about vet bills. Just keep an eye out for your excess…

2. Access to Better Treatment Options

Many pet owners hesitate to proceed with expensive surgeries, specialist treatments, or advanced diagnostics due to costs. Bobsure has you covered and allows you to make healthcare decisions based on what’s best for your pet rather than financial constraints.

3. Coverage for Breed-Specific Conditions

Certain breeds are more prone to hereditary conditions, which can be costly over time. Bobsure provides cover for ongoing treatments, making it easier to manage potential long-term medical expenses.

4. Routine Care Benefits

Bobsure  saves money by including routine care benefits such as wellness checks, vaccinations, sterilization, grooming, and dental cleanings, reducing out-of-pocket expenses for preventive care.

BobSure’s lifestyle benefits allow you to claim back on trusted Bob Martin pre-approved products, adding even more savings to your pocket.

What Makes BobSure’s Comprehensive Plan Unique?

Most pet insurance providers impose annual limits or sub-limits on claims – you become liable for the shortfall on top of your excess. BobSure’s Comprehensive Plan stands out because it has no limits on accident or illness claims. This means that regardless of the severity of your pet’s condition, you won’t have to worry about hitting a financial gap.

Additionally, BobSure offers:

• Direct vet payments to ease financial strain
• A quick 72hour claims process for convenience – can be quicker when arranged.
• We have No breed-specific exclusions, as such no surprises at point of claim.
• Upfront we underwrite your pet so that at time of a loss there are no discussions and a bit of plain sailing occurs.

The Value of Preventative Care

Prevention is better than cure – so they say …

A BobSure policy contributes to routine care expenses.

With our lifestyle benefits, pet owners can claim back on Bob Martin pre-approved products, ensuring pets receive top-quality wellness care without additional financial strain.

Final Thoughts

While no one likes to think about their pet getting sick or injured, looking your kids in the eye and being able to say, “don’t worry I have got this” knowing that you are financially prepared for the unexpected medical bills is a lekker feeling and remember unlimited coverage ensures that your pet gets the care they deserve.

Bobsure has been looking after your pets since 1892 – We want to take the next step with you and help your pet live a long, healthy, and happy life.

If you’re considering pet insurance, talk to us we would love to help.

At Bob Martin we have been helping pets live longer since 1892.

BobSure Pet Insurance is underwritten by Renasa Insurance Limited, a licensed Non-life Insurer FSP 15491, and proudly administered by Pet Underwriting Managing Agency (P.UMA), an authorised financial services provider FSP 44387.

For more info: www.bobsure.co.za